These Terms & Conditions form the legally binding agreement between you and 98ab governing your use of the 98ab Casino and sportsbook platform. By accessing or using 98ab in any capacity, you confirm that you have read, understood, and agreed to every clause set out in this document.
These six cards summarise the core themes covered in the full 98ab Terms & Conditions below. They are provided for orientation only — the full legal text in each numbered section applies in all cases.
Please read these Terms & Conditions carefully before using the 98ab platform. These terms constitute a legally binding agreement. If you do not agree with any part of these Terms, you must not use the 98ab website, mobile interface, or any associated services.
In these Terms & Conditions, the following definitions apply unless the context expressly requires otherwise:
By accessing the 98ab website at 98ab.one, creating an account, making a deposit, placing a bet, playing any casino game, or using any feature of the 98ab platform, you unconditionally accept and agree to be bound by these Terms & Conditions in their entirety, as amended from time to time.
Your acceptance also extends to:
If you are accessing 98ab on behalf of another person or entity, you represent that you have the authority to bind that person or entity to these Terms. In practice, 98ab accounts are strictly individual and non-transferable — account sharing is prohibited under Section 8 of these Terms.
Continued use of the 98ab platform following any amendment to these Terms constitutes acceptance of the updated Terms. Where material changes are made, 98ab will notify registered users by email to the address on file.
To register and maintain an active account on 98ab, you must satisfy all of the following eligibility requirements at all times:
98ab employs mandatory KYC age verification for all accounts. Any account where the user is found to be under 21 will be closed immediately. Any deposits made by an underage user will be returned to the verified payment source. Any winnings accrued during the period of underage use will be voided without exception.
You must provide accurate, current, and complete information during the 98ab registration process. This includes but is not limited to your legal full name, date of birth, valid Pakistani phone number, and the payment method details associated with your JazzCash, EasyPaisa, or bank account that you intend to use for deposits and withdrawals.
Providing false, misleading, or incomplete information at registration is a material breach of these Terms and will result in account suspension pending investigation, and potential permanent closure without return of funds if fraud is confirmed.
Each user is permitted to hold one (1) active 98ab account only. Operating multiple accounts — whether under the same name, different names, the same device, or the same IP address — is a violation of these Terms. 98ab's systems actively detect duplicate account activity. Where duplicate accounts are identified, 98ab reserves the right to merge or close the duplicate accounts, void any bonuses claimed across the duplicate accounts, and withhold withdrawals pending investigation.
98ab requires all users to complete Know Your Customer (KYC) verification before processing any withdrawal request. KYC may also be triggered at 98ab's discretion based on deposit volume, betting patterns, or compliance requirements. Required KYC documentation typically includes a valid government-issued national identity card (CNIC), proof of payment method ownership, and where applicable, proof of source of funds.
You are solely responsible for maintaining the confidentiality and security of your 98ab login credentials, including your username and password. 98ab will never request your password via any channel. You must notify 98ab support immediately at [email protected] if you suspect unauthorised access to your account. 98ab is not liable for losses arising from your failure to maintain credential security.
98ab accepts deposits and processes withdrawals via the following payment methods: JazzCash, EasyPaisa, SadaPay, Habib Bank Limited (HBL), United Bank Limited (UBL), Meezan Bank, and USDT TRC20 cryptocurrency. All fiat transactions are denominated in Pakistani Rupees (PKR). The minimum deposit amount is PKR 200.
PKR deposits made via JazzCash and EasyPaisa are typically credited to your 98ab wallet balance within seconds of successful payment confirmation. Bank transfers are processed on the same business day subject to the operating hours of the relevant financial institution. USDT TRC20 deposits are credited upon blockchain confirmation, typically within 10 minutes for standard network conditions.
Withdrawal requests are processed to the same payment method used for your most recent qualifying deposit wherever technically possible. Withdrawals are subject to completed KYC verification as described in Section 4.3. 98ab processes withdrawal requests promptly; actual receipt of funds depends on the processing times of the receiving payment provider. 98ab does not charge internal fees on standard PKR withdrawals.
All deposits must originate from payment accounts registered in the same legal name as the 98ab account. Third-party deposits — where the payment account belongs to a person other than the registered 98ab account holder — are not permitted. Any third-party deposit detected will be returned and may trigger account review. You must not use 98ab for any form of currency transfer, money laundering, or financial crime.
98ab is obligated under international gaming compliance standards to monitor transactions for indicators of money laundering and other financial crimes. Where suspicious activity is detected, 98ab may freeze account funds, request additional documentation, and report the matter to the relevant authorities as required by applicable law.
All bonuses and promotional offers made available on 98ab are subject to the specific terms and conditions published alongside each individual promotion. In the event of any conflict between the individual promotion terms and these general Terms & Conditions, the individual promotion terms prevail in respect of that specific promotion only.
Bonus funds credited to your 98ab account cannot be withdrawn until the stated wagering requirement has been completed in full. Wagering requirements specify a multiplier (for example, 25x or 35x) applied to the bonus amount (or bonus plus deposit amount, as stated in the relevant promotion). Only real-money bets placed on qualifying games or markets count towards wagering requirements unless the individual promotion states otherwise.
The following activities constitute bonus abuse and will result in the voiding of bonus funds and, where fraud is confirmed, the closure of the account: claiming multiple welcome bonuses via multiple accounts; placing low-risk hedging bets designed to exploit bonus terms without genuine play; using betting patterns that qualify for wagering contribution without meaningful risk to the player; and collusion between accounts for the purpose of meeting wagering requirements. 98ab's detection systems monitor for all of the above patterns continuously.
98ab reserves the right to modify, withdraw, or cancel any bonus or promotion at any time without prior notice, provided that such modification does not affect bonuses already credited and actively being wagered by the user at the time of the change.
All sports bets placed on 98ab are subject to the specific rules applicable to the relevant sport and market type. Cricket bets — including PSL match winner, live in-play markets, top batsman, and player performance props — are subject to cricket-specific settlement rules published in the 98ab sportsbook rules section. Bets accepted in error at obviously incorrect odds (palpable error) may be voided at 98ab's discretion.
All casino games available on 98ab use independently audited Random Number Generators (RNGs) and comply with the published Return to Player (RTP) percentages stated for each title. Live dealer games use physical equipment (cards, roulette wheels) operated under camera. Any technical malfunction during a live game session that prevents a fair result will result in the voiding of the affected round and a full refund of the wager.
In the event of a dispute regarding a bet settlement or game result, the decision of 98ab's trading and casino operations team is final, subject to formal review if a written complaint is submitted to [email protected] within 30 days of the disputed event.
The following conduct is strictly prohibited on the 98ab platform. Breach of any of these prohibitions is grounds for immediate account suspension, voiding of winnings, and permanent account closure:
98ab is committed to promoting responsible gambling practices across its entire user base. The following tools are available to all registered 98ab users at any time via account settings or by request to the support team:
98ab staff are trained to identify indicators of problem gambling and will direct users exhibiting such indicators to the responsible gaming tools and support resources. No 98ab employee will ever attempt to dissuade a user from activating a responsible gaming restriction.
The 98ab platform is strictly for users aged 21 and above. Underage gambling is prohibited and illegal. If you believe you may have a gambling problem, please use the self-exclusion tool or contact our support team at [email protected] — all responsible gaming contacts are handled with complete confidentiality.
All content on the 98ab platform, including but not limited to software, game code, graphics, trademarks, trade names, service marks, logos, text, databases, and the overall platform design, is the intellectual property of 98ab or its licensed third-party game providers and is protected by applicable international intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 98ab platform solely for your personal entertainment purposes in accordance with these Terms. You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content from the 98ab platform without prior written authorisation from 98ab.
To the fullest extent permitted by applicable law, 98ab's aggregate liability to you arising out of or in connection with your use of the platform — whether in contract, tort, negligence, or otherwise — shall not exceed the total amount deposited by you into your 98ab wallet in the twelve (12) months immediately preceding the event giving rise to the claim.
98ab expressly excludes liability for:
Nothing in these Terms limits or excludes liability for death or personal injury caused by 98ab's negligence, or for fraud or fraudulent misrepresentation by 98ab.
98ab collects, processes, and stores personal data in accordance with its Privacy Policy, which is published at 98ab.one/privacy-policy and is incorporated into these Terms & Conditions by reference. By accepting these Terms, you also acknowledge and accept the terms of the 98ab Privacy Policy.
In summary, 98ab collects personal data necessary for account operation, identity verification, payment processing, and regulatory compliance. 98ab does not sell personal data to third parties for marketing purposes. Data is retained in accordance with applicable legal retention obligations and 98ab's internal data governance policy.
For the full details of how 98ab handles your personal data, including your rights of access, correction, and deletion, please review the 98ab Privacy Policy at 98ab.one/privacy-policy.
98ab reserves the right to amend, update, or replace these Terms & Conditions at any time. Amendments become effective from the date they are published at 98ab.one/terms-conditions. Where amendments are material — meaning they substantively affect user rights or obligations — 98ab will provide at least seven (7) days' notice to registered users via email before the amended Terms take effect.
It is your responsibility to review these Terms periodically for changes. The "Effective Date" at the top of this page reflects the date of the most recent substantive revision. Your continued use of 98ab after the effective date of any amendment constitutes your acceptance of the amended Terms. If you do not agree with an amendment, you must cease using the platform and may request account closure and withdrawal of any available balance.
You may close your 98ab account at any time by contacting [email protected]. Upon account closure, any available real-money wallet balance will be returned to your verified payment method subject to completed KYC. Bonus funds that have not met wagering requirements will be forfeited upon voluntary account closure.
98ab reserves the right to suspend or permanently close your account with immediate effect and without prior notice where: (a) you breach any material provision of these Terms; (b) we reasonably suspect fraud, money laundering, or other criminal activity; (c) you fail to complete required KYC verification within the stipulated timeframe; (d) regulatory or legal requirements oblige us to do so.
Upon termination for Terms violations, 98ab may withhold funds pending investigation. Where investigation confirms fraudulent activity, 98ab will not return the account balance and may report the matter to appropriate authorities. Where termination is at 98ab's discretion without user fault, any available real-money balance will be returned in full.
These Terms & Conditions, and any dispute or claim arising out of or in connection with them, shall be governed by and construed in accordance with international gaming law principles applicable to the jurisdiction in which 98ab holds its gaming licence and compliance authorisations.
In the event of a dispute between you and 98ab, the following process applies:
For all queries, complaints, or correspondence relating to these Terms & Conditions, responsible gaming requests, KYC submissions, or general account support, please contact the 98ab team via the following:
These Terms & Conditions were last updated on 1 January 2026 and supersede all previous versions published at 98ab.one/terms-conditions.
Now that you understand the full Terms & Conditions governing 98ab, you're ready to register, deposit PKR via JazzCash or EasyPaisa, and start playing cricket betting, live casino, and 500+ slots with complete transparency.
21+ only. Please play responsibly. T&Cs apply. International licensing standards apply.